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Tradesman Liability Insurance
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Why choose us

Tradesman Liability sorted from just £47.00 per year*

Equivalent of £3.92 per month T&C's below*

We will beat the best price T&C's below**

Free £500 of own tools and goods cover T&C's below***

Up to £10 million liability & 200 days temporary employee cover

Own and hired plant & machinery cover available

50% of your turnover on bonafide subcontractors? We can still cover you.

0% deposit when you pay monthly

Top Quality

Feel confident in your choice knowing we've won multiple Feefo Trusted Service Awards for over 30 yearsest

UK Based Customer Service

We're proud to serve the UK from our contact centre based in Caerphilly, Wales

Instant Documents

Your insurance documents can be sent to your email instantly.
No need to visit an office or a postoffice.

Join our happy customers

4.8/5
Reviews

Terms and Conditions

Based on a landscape gardener quoted on a tradesman liability product with a 1 million limit of indemnity, a sole trader with no other employees, no previous claims, working at 5 metres max height and not using heat or fixed machinery. Annual price based on the previous criteria, monthly price is equivalent to annual price divided by 12 to give equivalent monthly price, please note this monthly price is purely for promotional purposes to display the annual cost divided by 12 months, this monthly price may not be payable monthly by direct debit if it does not meet our direct debit threshold, paying by direct debit will incur additional charges.
Quoted between February 22nd 2024 and October 22nd 2024, including insurance premium tax but excluding any additional products, fees or upgrades, with payment taken on an annual basis. For comparison only, your premium will depend on your circumstances and the level of cover you choose. Premium may vary by post code and other risk factors. Occasionally the premium quoted may be lower than the from price due to the unique profile where it is not reflective of the type of risks used to determine the from price.

How it works:

We are always looking to provide the best price, so if you find a cheaper like-for-like policy elsewhere, let us know by sending us an email and we will ring you back and beat the price by an additional 5%, you can’t say fairer than that!

What do you mean by like-for-like?

If you find a cheaper insurance policy elsewhere it must exactly match the cover, terms and policy details that we have quoted you on constructaquote.com, and it must be one of the following trades:

How do I claim?

Simply email sales@constructaquote.com. Please attach a screenshot, or the policy details of the policy you would like us to price beat, along with the price we quoted you. We will then get back to you within one business day. If you provide us with your phone number we can also call you directly.

The free £500 tools cover is available to customers who have either purchased new or renewed existing Tradesman Liability, Turnover or Commercial Vehicle insurance policies on or after 01/05/2023.

How do I obtain the free tools cover?

Simply call 08081 686868 or email sales@constructaquote.com stating "Claim Free Tools". Please provide your Tradesman Liability, Turnover or Commercial Vehicle insurance policy number, your vehicle make and model and registration number. We will then activate your free tools policy and send your policy schedule to you.