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Professional indemnity insurance

We're not your run-of the-mill insurance broker. We care about helping you find the right cover for your business.

Why choose for your business insurance needs?

  • Our professional indemnity insurance is available from just £47* a year
  • We work hard to find you competitively priced insurance that meets your budget
  • Our UK based contact centre is here to help you with any questions you may have
  • Since 1990, we have provided businesses with our specialist cover

*Based on a Computer Consultant rated in category B. For a limit of indemnity of £50,000 on an Aggregate Claims...

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What is professional indemnity insurance?

Professional indemnity insurance is specialist insurance designed to give financial protection in the event that a customer sues you after providing them with poor recommendations or services that cost them financially.

No matter how experienced and professional you are in your role sometimes errors do happen. Even dedicated staff sometimes make mistakes that leaves a client unhappy resulting in them taking your firm to court for poor service or bad recommendations.

If this happens to you and you do not have professional indemnity insurance, the implications on your business could be huge, both financially and professionally. Consider what would happen if a client sued you or your business and you didn’t have professional indemnity cover, this could cost your business tens of thousands of pounds in legal fees alone.

Your clients can have peace of mind knowing that if the worst happens, there are protections in place to put things right.

Do I need professional indemnity insurance?

This specialist insurance protects you against legal fees and claims for compensation from a client who believes you have been negligent in advice recommended or services given.

It is different to public liability insurance which compensates a third party for any damage, loss, or injury caused while on your business premises (such as slipping on a wet patch on the floor).

In a nutshell, professional indemnity insurance typically compensates a client for financial damages claimed as a result of perceived negligence from a service that you have provided.

What does professional indemnity insurance cover?

Professional indemnity insurance is needed if you want to protect yourself and your business from the costs that can come when legal action is taken against your company. Although not all professions require it legally, most businesses consider it a must have to insure against the potentially bankrupting costs that arise when legal action is taken against a company. Some professions require it legally such as accountants, architects, estate agents for example.

Even if you are not in a profession where professional indemnity insurance is obligatory, it may make sense to protect you and your business against the potential risks, as well as to give your customers piece of mind that they are in safe hands.

Could you afford to take time away from your business to defend your case? Would your business be able to cover the cost of legal fees? If it is found that you have been negligent and costs are awarded to the other party, does your business have enough money to cover costs that could run into hundreds of thousands of pounds?

Your reputation may take a dent as well, potentially losing your business a number of clients and prospective clients. Is it really worth all that risk when you could buy professional indemnity insurance and have peace of mind?


  1. Since 1990, we've been helping businesses find the cover they need to stay protected
  2. UK-based contact centre trained to help you with your insurance queries
  3. We are proud to be a UK Top 100 Independent Insurance Brokerage
  4. Flexibility to adapt your policies throughout the year
  5. 30,000+ customers bought from us and trust with their insurance
  6. Dedicated account manager

What am I protected against with professional indemnity insurance?

The policy can protect you and your reputation against claims arising from:

  • Breach / negligence of professional duty
  • Negligent misstatement or misrepresentation
  • Libel, slander, or defamation
  • Infringement of intellectual property rights
  • Breach of confidentiality
  • Accidental transmission of a computer virus
  • Employee dishonesty

Professional indemnity insurance can be an important part of protecting your business. You should consider if it is suitable for you and your business, that way you can give confidence to your clients and put the worry of claims out of your mind.

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Read our FAQ's

Professional indemnity insurance cover will provide protection for your business in the event of claims for…

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If you have been working without a professional indemnity policy, we can backdate your professional indemnity insurance policy provided that there are no impending claims against…

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Professional indemnity insurance is underwritten on a claims-made basis, which means that there must be a policy in force for you to make a claim. If your short terms contract finishes and you cancel the policy, you will not be covered for the work you have undertaken.
Professional indemnity is not a legal requirement. However, when bidding for a contract most companies will insist on…

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