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Tools insurance

We understand you're busy, that's why thousands of trades have trusted us to arrange a quote in minutes with instant cover so you can get on with the job at hand.

Why choose

  • We have been insuring tradesmen just like you since 1990
  • Online access gives you sight of your insurance information 24/7
  • A UK based contact centre trained to help your with your insurance queries
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What is tools insurance?

For most small businesses, tools are among the most important things in day-to-day work. If tools are lost, stolen or damaged, not everyone has the backup supplies to keep things going until they can be replaced, and many won't have the budget to buy replacements themselves. Without tools, you may not be able to continue with work, and the cost could quickly add up. And issues like loss, theft and damage are far more common with tools than you might think. Tools insurance can be put in place to enable you to get on with your job without this worry.

Tools insurance can keep you covered whether you're using hired equipment or your own personal tools. It covers power tools, hand tools and even plant equipment against damage, loss or theft. It means that if one of these evantualities should occur, you can replace them swiftly and without having to dip into your own budget for expensive equipment. With you can easily input your details and get a competitive quote for the tools cover that will give you peace of mind.

Who needs tools insurance?

If you are a tradesperson, you potentially work with lots of tools that are absolutely integral to you being able to do your job.

If this sounds familiar, you should ask yourself the following question: if your tools were lost, damaged or stolen, do you have a back-up set and would you have the money to replace what was lost?

With, the premiums are competitive, and there are optional extras to ensure you have all the cover you want. We have been helping customers find new insurance policies since 1990.

What does tools insurance cover?

You should decide the level of cover your business may require based on the type of business you are and the kind of tools you want to be covered. Tools insurance covers your hand tools, power tools and other equipment in the event that they are lost, damaged or stolen. Take note however, if you need to cover tools in a van, stock, a hired plant or other contents, you will have to specify these things when you apply for your insurance.

It's important to accurately represent all information when applying for tools insurance, including the value of your tools. You should make sure you are getting the right cover for your business needs, and at we can help you find the policy that suits you. Contact us today on 08081 68 68 68 or fill out the online form to get started with your quote, and we'll set you on the right track to get the cover you need.


  1. Since 1990, we've been helping businesses find the cover they need to stay protected
  2. UK based contact centre trained to help you with your insurance queries
  3. Ability to obtain a policy with cover up to £10 million
  4. Flexibility to adapt your policies throughout the year

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Read our FAQ's

At’s online quote comparison facility means that you simply enter your details once and our panel of insurers will provide competitive small business insurance quotes for you to select from.

Alternatively, our UK sales team are available free on 08081 68 68 68 to answer any questions and find the right policy for you.

Before insurers quote you a premium for your policy, they will first consider a number of factors in order to determine what kind of risk you are.

Such factors will include the scope, value, location and duration of the work you will be undertaking.

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