FAQs - Hotel Insurance

At constructaquote.com, we try to answer any questions you might have about the products and services we provide. 

If you find that your hotel insurance question is not answered below, please don't hesitate to contact us direct by using the number at the top of this page, by submitting an enquiry form on the Contact Us page, or by getting us to call you via our 'call back' option.

Why do I need hotel insurance?

Life can be very hectic running a hotel, guesthouse or bed and breakfast, without having to worry about your business insurance cover. With a constructaquote.com hotel insurance quote, we’ll compare quotes from a range of UK insurance companies for you, saving you time and effort. We only work with reputable insurers so you can rest assured your business insurance is in safe hands.

constructaquote.com hotel insurance policies include fantastic benefits so you can concentrate on running your business knowing that you have the necessary insurance cover in place to be compliant with UK law.  

What types of establishments are covered?

A hotel insurance policy with constructaquote.com can cover all types of establishments, including:

What is the money coverage benefit and how does it apply?


When operating a hotel it is likely that you will have large sums of money on the premises at certain times. With this in mind, included with your hotel insurance policy is cover for:

constructaquote.com quotes will insure these sums of money from £2,500 upwards. 

What is glass coverage?

The glass coverage refers to your front of house glass.

What is business interruption insurance?

Imagine your hotel or guest house could not trade due to an insured risk. A good example would be if your building was subject to fire damage that stopped members of the public entering an establishment. Business interruption insurance would be applicable here and could compensate you for loss of earnings or additional costs incurred during this period.

How do I get a policy?

To get a policy, please fill out the simple quote form and one of our dedicated hotel insurance account handlers will be in touch as soon as possible to discuss your business requirements and tailor a hotel cover quote accordingly. You can also call our UK based team on 08081 68 68 68.