Why choose us
Groundworkers Insurance sorted from just £199.00 per year*
Equivalent of £16.58 per month T&C's below*
We will beat the best price T&C's below**
Free £500 of own tools and goods cover T&C's below***
Up to £10 million liability & 200 days temporary employee cover
Own and hired plant & machinery cover available
50% of your turnover on bonafide subcontractors? We can still cover you.
0% deposit when you pay monthly
|Feel confident in your choice knowing we've won multiple Feefo Trusted Service Awards for over 30 years
UK Based Customer ServiceWe're proud to serve the UK from our contact centre based in Caerphilly, Wales
Instant DocumentsYour insurance documents can be sent to your email instantly.
Join our happy customers
You're in good company
Impressive! The guy on the phone was second to none, he made my decision of which Insurance Company to choose an easy to make.
Dean Williams T/A Paisley Roofing, Today
Very helpful. Yes very good service polite and explained very well
Cornelius Price T/A WJP Grab Hire & Aggregate, 3 days ago
Efficient. They answered my call quickly , said they were busy and would call me back, which they did. They should be an example to other providers.
Martin Goulding, 4 days ago
We are specialists in Trade, Construction, Consultancy, Property & Commercial Vehicle Insurance. Celebrating over 30 years' as a Large UK Broker in the Construction Industry.
Using our panel of well-known Insurance Partners, we compare rates to provide you with specific, cost effective cover. We also assist by providing you with helpful hints and tips, enabling you to make an informed decision about your Business Insurance needs.
We bring together detailed Insurance products relevant to your Business, for your careful consideration and purchase.
Your Business Insurance Sorted!
Frequently asked questions
We all aim to avoid mistakes in our work, but sometimes they happen and some can be worse than others. As a tradesman there can be lots of elements you are liable for, so consider protecting your business in case the worst happens.
As an employer in the UK, you’ll need to protect yourself and your company against claims of negligence brought by current or former employees.
Working in the construction industry means you are likely to do contractual work and, as a contractor, you will be responsible for the works prior to handing them over to the customer. If you have builders on site, contractors all risk insurance could provide cover for the contract works and loss of or damage to your plant machinery and tools. Things can and do go wrong, so if appropriate to your business needs make sure you benefit from plant and material insurance cover. To get a quote, click here (link to CAR Page)
Employer's liability is a legal liability to pay damages consequent upon bodily injury, illness or disease sustained by current or former employees.
Terms and Conditions
Based on a groundworker quoted on a tradesman liability product with a 1 million limit of indemnity, a sole trader with no other employees, no previous claims, working at 5 metres max height and not using heat or fixed machinery. Annual price based on the previous criteria, monthly price is equivalent to annual price divided by 12 to give equivalent monthly price, please note this monthly price is purely for promotional purposes to display the annual cost divided by 12 months, this monthly price may not be payable monthly by direct debit if it does not meet our direct debit threshold, paying by direct debit will incur additional charges. Quoted between January 1st 2023 to July 11th 2023, including insurance premium tax but excluding any additional products, fees or upgrades, with payment taken on an annual basis. For comparison only, your premium will depend on your circumstances and the level of cover you choose. Premium may vary by post code and other risk factors. Occasionally the premium quoted may be lower than the from price due to the unique profile where it is not reflective of the type of risks used to determine the from price.
How it works:
We are always looking to provide the best price, so if you find a cheaper like-for-like policy elsewhere, let us know by sending us an email and we will ring you back and beat the price by an additional 5%, you can’t say fairer than that!
What do you mean by like-for-like?
If you find a cheaper insurance policy elsewhere it must exactly match the cover, terms and policy details that we have quoted you on constructaquote.com, and it must be one of the following trades:
How do I claim?
Simply email email@example.com. Please attach a screenshot, or the policy details of the policy you would like us to price beat, along with the price we quoted you. We will then get back to you within one business day. If you provide us with your phone number we can also call you directly.
The free £500 tools cover is available to customers who have either purchased new or renewed existing Tradesman Liability, Turnover or Commercial Vehicle insurance policies on or after 01/05/2023.
How do I obtain the free Own Goods cover?
Simply call 08081 686868 or email firstname.lastname@example.org stating "Claim Free Tools". Please provide your Tradesman Liability, Turnover or Commercial Vehicle insurance policy number, your vehicle make and model and registration number. We will then activate your free tools policy and send your policy schedule to you.