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Salon Insurance

We strive to provide you with excellent customer service from our UK based contact centre in South Wales.

Why us?

  • We are specialists in arranging a wide range of insurance products for small businesses.
  • Our call contact centre is based in the UK.
  • Helping more thousands of businesses with their insurance needs each year.
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What is salon insurance?

For a busy salon, the safety and wellbeing of your customers should be a top priority. Salon insurance provides that protection for both clients and staff alike to ensure that, should an accident or problem occur which you’re liable for, you’re covered from day one. For any business owner, salon insurance isn’t optional – it’s a must to provide your business with all the tools to succeed.

From nail salons to hair stylists, tanning beds to microblading, there are thousands of different types of salons out there. That’s why finding a salon insurance plan that’s perfectly suited to your business is about more than just choosing the first option. It’s about finding protection that’s the right fit for your needs, whether you’re self-employed or you employ staff directly.

With, finding insurance that matches the needs of your business is easy. We provide salon owners with peace of mind when it comes to prioritising the wellbeing of their staff and clients, without sacrificing on protecting their business under any circumstance.

Who needs salon insurance?

How do you know if you need salon insurance? If you own a business that offers salon services in a fixed location, then you likely need to cover that business with comprehensive salon insurance to ensure that you’re not at risk of serious liabilities, and the costs that come along with them. We all know that not everything is smooth sailing, which is why salon insurance is there to provide the protection you need in the long-term.

Salon insurance doesn’t just provide a duty of care to your customers should an accident or incident occur. It also protects the contents and equipment within your salon, as well as the products you stock for sale or for use as part of treatments and services. Meeting your responsibilities and ensuring your staff are safe are all vital parts of running a business, but should negligence or other issues occur, having insurance can mean all the difference.

Every salon is different, which is why the insurance we offer isn’t one-size-fits-all. From liability insurance to the protection of your store and equipment, insurance is vital to keep your business running even if the worst happens.

What does salon insurance cover?

Salon insurance covers a wide range of different business areas, from the protection of furniture and expensive equipment through to your personal and ethical responsibilities for the wellbeing of both your staff and your clients. That’s why it’s particularly important to pick insurance that meets all your business requirements.

The legally imposed limit for employee care and liability is £5 million for any business, which is particularly essential insurance for any business with staff members. Should injury or accident occur while they are working for you, you may be liable for claims – which can bankrupt an uninsured business very quickly. Alongside public liability insurance at a minimum of £1 million, salon insurance covers a wide range of different areas.

For salon insurance that does it all, from public liability to contents, staff care to property protection, has something suited to your specific requirements. For small businesses, and particularly salons, having that protection is a must – so ensure you have what you need in place today.


  1. Since 1990, we've been helping businesses find the cover they need to stay protected
  2. UK based contact centre trained to help you with your insurance queries
  3. Flexibility to adapt your policies throughout the year
  4. Your cover can include own plant & tools, hired in plant and contract works

Read our guides

Read our FAQ's

Before insurers quote you a premium for your policy, they will first consider a number of factors…

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The normal limits are £1m, £2m or £5m. This can be extended up to £10m or more if required. 

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As an employer in the UK, you’ll need to protect yourself and your company against claims of negligence brought by…

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If you have been working without a professional indemnity policy, we can backdate your professional indemnity insurance policy provided that…

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