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Fleet Insurance

Got a van? Got three or more? Then instead of insuring them separately, why not consider taking out fleet van insurance policy for extra peace of mind.

Why choose us?

  • Specialist commercial van broker service and experience
  • Option to cover for hire and reward
  • Large panel of insurers with optional extras for you and your business
  • Dedicated customer support with a UK based contact centre
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What is fleet insurance?

For companies that own multiple vehicles, fleet insurance is the perfect way to ensure all of your vehicles are insured and will be due for renewal on the same date, at the same time, and are all on one policy.

With fleet insurance, you’ll have just one renewal date and one excess – so you never have to worry that insurance on one of your vans might expire without you noticing.  What’s more, you could save money by insuring all your vans together with our fleet cover.

If you’re a small business looking to expand, one of the key benefits of our fleet insurance is that as your team grows, you’ll save both time and energy as our single policy lets you name all of your drivers on it – so you can switch drivers when the need arises without the worry of who is and who is not insured.

What does fleet insurance cover?

If you use your vehicle for business you’ll inevitably need more protection than just third party cover.

Fleet insurance provides the same choices in levels of cover as if you were insuring each vehicle separately. In order to reduce the cost of premiums, you may also exercise a similar choice in the amount of excess you agree to pay in the event of a claim. Additional policy extras – such as breakdown and roadside assistance cover, windscreen replacement and legal expenses cover – are also available on fleet insurance policies.

Just as you are likely to do when arranging insurance for individual vehicles, fleet insurance allows you to decide the benefits of various levels of cover and the additional extras you may want to add as part and parcel of keeping your vehicles constantly roadworthy, and helping to keep the wheels of your business turning.

With so many benefits and advantages in arranging fleet insurance, why not contact us at to discuss your individual needs and requirements.

Do I need fleet insurance?

In 2011, a continuous insurance enforcement legislation was introduced. To break it down, this means that legally any vehicle driven on UK roads needs at least third party insurance. And be aware that this also applies to off-road vehicles.

Unless your vehicle has a Statutory Off-Road Notification (SORN) you may be fined up to £1,000 for failing to have the necessary insurance, or even risk your business vehicle being towed away and destroyed.

If you have employees using these vans in your fleet, then it’s also a legal requirement to get employers’ liability insurance. Without this cover, you can be fined up to £2,500 daily as it is a legal requirement to obtain it.



  1. UK-based contact centre trained to help you with your insurance queries
  2. Ability to obtain a policy with cover up to £10 million
  3. Dedicated account manager
  4. Flexibility to adapt your policies throughout the year

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Read our FAQ's

These include:

  • Micro/Small/Light – used to carry small loads or deliveries. The front end is similar to a car, but with a van back, and sometimes with a raised roof.
  • Medium/Panel – van derivative of a car, looks like the van equivalent with the back windows filled. Load area and cab are joined.
  • Large/Box – similar shape to the medium vans with a larger carrying capacity, load area is segregated from the cab.
  • Pick-up – cab with an open back, where the load is uncovered.

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Yes, breakdown cover can be arranged please call 08081 68 68 68 to get a quote.

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Yes, our insurers have specific insurance policies set up designed for couriers. In addition, we can also provide goods in transit cover to give you total peace of mind. 

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When quoting for there are some slight differences as insurers have to include some of the following added risks:

  • The total weight of the loaded vehicle.
  • The size, type or nature of the contents carried i.e. hazardous load.
  • Modifications such as lifting ramps.
  • Ownership of the contents within i.e. do the goods belong to the vehicle owner?

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