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Cyber insurance

Your IT infrastructure is important and cyber attacks are increasing - protect your business with our cyber insurance.

Why us?

  • Established in 1990, we have years of experience helping businesses get the cover they need
  • Different levels of cover so you are in control of your policy and how to protect your business
  • We're customer focused and here to help you find the insurance you want.
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What is cyber insurance?

Cyber insurance is a specialised form of insurance cover that aims to help protect businesses against, or aid in their recovery following a cyber-related event. This can include hardware failure and data breaches as well as cyber-crime itself.

All businesses which use information technology (IT) are at risk of cyber events and the risks are not limited to the size or type of business either. If you are an SME the risks can actually be even greater as you may not have the ability or capacity to deal with the loss of hardware as well as potential huge data costs.

Cyber insurance is available as a stand-alone product, or you can combine it with other key business insurance policies to ensure you have total coverage across your business. 

Having cyber insurance in your business toolbox allows you to keep operating while the recovery process takes place. Get a quick, easy and simple quote to find out how you can get protected.

Who needs cyber insurance?

Cyber security and information protection affects companies of all sizes, and hackers are not the only threat. Businesses all rely on IT infrastructure to some degree and are therefore exposed to the potential risks of cyber-crime and the resulting impact such as business interruption, income loss, damage management and repair, and possibly reputational damage.

For SME’s this could be crucial, as they are less likely to have the resources or capabilities to deal with a cyber event. This is where cyber insurance can be of interest for your business.

While existing insurance policies such as commercial property, business interruption or professional indemnity insurance may provide some elements of cover against cyber risks, businesses of all sizes are increasingly looking for specialised cyber insurance policies to supplement their existing insurance arrangements.

Why is cyber insurance important?

Technology is a vital tool for many businesses, and just like covering your business with insurance for its contents, your cyber insurance covers your digital content as these are a target for hackers and can provide a big security threat. Cybercrime has become big business for criminals and becoming increasingly more complex to fight. This is where cyber insurance comes in, if the worst was to happen, you have the peace of mind knowing you’re covered.

It has been increasing in frequency for years, to the point that no one can now afford to ignore the possibility of being hacked. Depending upon the level of cover chosen, cyber insurance has the ability to protect you from numerous issues which include but are not limited to:

  • Hardware failure
  • Data loss and data corruption
  • Cyber-crime
  • Cyber liability
  • Data breach expense

No one is safe from a cyber-attack, often small to mid-sized businesses are victims as they can't afford the amount of security the bigger corporations have in place. Cyber insurance can help protect your business from major costs, claims and fines.


  1. Since 1990, we've been helping businesses find the cover they need to stay protected
  2. UK-based contact centre trained to help you with your insurance queries
  3. We are proud to be a UK Top 100 Independent Insurance Brokerage
  4. Flexibility to adapt your policies throughout the year
  5. 30,000+ customers bought from us and trust with their insurance
  6. Dedicated account manager

What does cyber insurance cover?

Key considerations for businesses when choosing cyber insurance are whether the policy provides:

  • Cover for the costs of dealing with data breaches
  • Cover for the costs of dealing with cyber liability claims
  • Cover for business losses from a cyber event
  • Cover that helps businesses deal with the impact of cyber crime
  • Cover for hardware and data corruption
  • Access to expert advice and support

At constructaquote we could cover you for all of these potential problems in one policy. 

Read our guides

Read our FAQ's

Different industries can find cyber insurance useful if they hold data or private information, and could be at risk of being attacked.
A cyber risk means potential ways your business can be at risk of financial loss due to failure of the IT systems in place. Businesses that use technology to conduct business are vulnerable to a wide range of attacks.
Professional indemnity insurance (also known as PI insurance) is an essential cover for consultants who provide advice, design work or any other professional service.
A cyber attack is when a malicious attacker directly infiltrates your cyber security in order to damage your IT systems. This can also be done for financial benefit to maliciously damage your company.

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